Strategic dispute work, debt validation, and credit education that actually moves your score — backed by the same rights the bureaus hope you'll never use.
Whether you want to do it yourself with a guided course or hand the disputes to us entirely, there's a tier that fits.
No vague promises, no monthly hand-waving. Here's exactly what happens after you sign up.
We pull all three reports and flag every error, outdated item, and unverified account.
You get a written plan — which items we attack first, which tools we'll use, and the realistic timeline.
Certified mail goes out to the bureaus and collectors under your FCRA and FDCPA rights.
Each 30-day cycle, we verify what was removed, escalate what wasn't, and update your plan.
Most credit "repair" companies send the same generic dispute letter for every client and hope something sticks. We use the same legal frameworks the bureaus use against you — but pointed the other direction.
We work strictly inside the Fair Credit Reporting Act, FDCPA, and Credit Repair Organizations Act. No grey-area tactics that can backfire.
Repair takes 3 to 6 months for most cases. We tell you that upfront — and we tell you what to do month by month.
Every letter is documented, mailed certified, and tracked. You get the receipts and response copies for your own records.
We don't keep the playbook secret. Every client learns how the bureaus actually work — so you never need us forever.
No credit card, no obligation. Send us your three reports and we'll tell you exactly what's worth disputing — and what isn't.
Book my free analysisSkip ahead and pick a plan. Standard, Premium, or the self-paced course — your choice. All plans start with the same intake call.
Choose a plan